Novated Lease Australia 28% off monthly management fee Offer PLUS Bonus $800 Cashback Offer

Terms and Conditions
Promotion period — 12:00AM AEST on 28th of July to 11:59PM AEST on 5th of October, 2026

1. Promotion Period

The promotion commences at 12:00 AM AEST on 28th of July 2026 and closes at 11:59 PM AEST on 05th of October 2026 ("Offer Period").

2. The Promoter and Issuer

  • The Promoter:
    Citrus Innovations Pty Ltd (ABN 25 667 285 654) of Level 24, 50 Bridge Street, Sydney NSW 2000.
  • The Issuer:
    Novated Lease Australia Pty Limited (ABN 69 659 639 004). Novated Lease policies are issued by the Issuer.

3. The Offers

Eligible Customers (defined below) will receive two promotional benefits:
  • $800 Bonus Cashback:
    One (1) $800 cashback amount, distributed to digital wallet in the AMP Rewards App where they are a registered AMP Rewards program member.
  • 28% Off Monthly Management Fee:
    Discount applies automatically to the monthly management fee for the entire contracted lease period upon successful signing of the lease agreement.

4. Eligibility Criteria

To be eligible for the offers ("Eligible Customer"), individuals must meet all of the following criteria:
  • Must be an Australian resident aged 18 years or over.
  • Must be a registered AMP Rewards program member ("AMP Rewards member"). Registered AMP Rewards members must not be in breach of any terms and conditions applying to that program.
  • Must purchase a new "Eligible Lease" through AMP Rewards during the Offer Period and provide a valid email address. An
    "Eligible Lease"
    is defined as a new Novated Lease Australia customer.
  • Must purchase the Eligible Lease using the specific tracked URL provided by AMP Rewards, and must use that tracked URL for the entirety of their purchasing session.
  • The start date of the Eligible Lease must occur during the Offer Period.
  • The Issuer must receive the final signing of the lease policy.
  • The Eligible Lease must not be lapsed or cancelled at the time the offers are distributed.
  • Exclusions:
    This offer is not valid in conjunction with any other Novated Lease Australia deal offered by AMP Rewards.

5. Reward Distribution and Redemption

Offers will be distributed within six (8) weeks from the confirmation of an Eligible Lease or the end of the Offer Period.
  • AMP Rewards Program Members:
    The cashback will be credited directly to the member's digital wallet within the AMP Rewards App. The Promoter will use all reasonable endeavors to credit this within 8 weeks of purchase.
  • General Restrictions:
    Offers (or any unused portions) are non-transferable, non-exchangeable, non-refundable, and cannot be taken as cash.
  • Opt-Out & Errors:
    AMP Rewards accepts no responsibility if an incorrect or invalid email address is provided. If information is incomplete or an email address is invalid, the policy will be deemed ineligible. If you do not wish to take up the offer, please advise the Promoter via email.

6. Verification, Disqualification, and Disputes

  • The Promoter reserves the right, at any time, to verify the identity and eligibility of each Eligible Customer.
  • The Promoter reserves the right, in its sole discretion, to disqualify any person it has reason to believe has breached these Terms and Conditions, tampered with the claim process, or engaged in unlawful or improper misconduct calculated to jeopardize the fair conduct of the promotion (including manipulating the cashback system).
  • Any offers obtained through improper conduct become immediately repayable to AMP Rewards. AMP Rewards reserves the right to recover these amounts, including by initiating a charge on any linked card on the customer's registered AMP Rewards account.
    • Any offers obtained through such conduct become immediately repayable to AMP Rewards. Before initiating a charge on any linked card to recover these amounts, AMP Rewards will provide the customer with written notice of the suspected breach and a reasonable opportunity (minimum 14 days) to respond or dispute the finding.
  • Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights, and the Promoter's legal rights to recover damages or compensation are reserved.
  • In the event of a dispute, the Promoter reserves the right, in its sole discretion, to make a reasonable determination. The Promoter's decision is final, and no correspondence will be entered into. Eligible Customers will be notified of the issuing of the offer.
  • If an Eligible Customer does not redeem an offer (or an element of an offer) at the time stipulated by the Promoter, that offer will be forfeited.
  • If any offer or part of an offer becomes unavailable, the Promoter reserves the right, in its discretion, to substitute it with an alternative offer of equal value and/or specification.

7. Marketing Consent

Eligible Customers consent to the Promoter using their name, likeness, image, and/or voice (including photograph, film, and/or recording of the same) in the event they are a successful Eligible Customer, in any media worldwide for an unlimited period without remuneration, for the purpose of promoting this offer (including any outcome) and promoting any products manufactured, distributed, and/or supplied by the Promoter.

8. Alteration and Cancellation

The Promoter reserves the right to modify these Terms and Conditions at any time. Any changes will apply prospectively to new applications and will not negatively impact customers who have already commenced an Eligible Lease session or application prior to the change, except where required by law.

9. Taxation

Liability for any tax (other than Fringe Benefits Tax / FBT) arising out of participation in this promotion or the acceptance of an offer is the sole responsibility of the entrant. Entrants should seek independent financial advice in this regard.

10. Privacy and Personal Information

  • The Promoter collects personally identifiable information ("PII") in order to conduct the offer. Entry is conditional on providing this PII.
  • The Promoter may disclose such PII to third parties, including but not limited to agents, contractors, service providers, prize suppliers, and required Australian regulatory authorities.
  • In addition to uses outlined in the Promoter's Privacy Policy, the Promoter may, for an indefinite period (unless otherwise advised), use the PII for conducting this offer, as well as for promotional, marketing, publicity, research, profiling purposes, and sending electronic messages or offers to the Eligible Customer.
    • Customers can opt out of receiving promotional and marketing communications at any time by utilising the unsubscribe functionality within the electronic messages or by contacting the Promoter directly.
  • For complete details on how PI is handled, how to request access or corrections, or how to lodge a complaint regarding a breach of the Australian Privacy Principles, please review the Privacy Policy at
    https://amprewards.com.au/privacy-policy
    . The Privacy Policy contains information on how customers may opt out, access, update, or correct their PI, and how complaints will be managed.

11. Liability and Consumer Guarantees

  • Nothing in these Terms and Conditions limits, excludes, or modifies (or purports to do so) the statutory consumer guarantees provided under the Competition and Consumer Act, the ASIC Act, or similar consumer protection laws in the States and Territories of Australia ("Non-Excludable Guarantees").
  • Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees, and agents) excludes all liability (including negligence) for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special, or consequential, arising in any way out of the offer.
  • Without limiting the foregoing, the Promoter and its agents exclude all liability (including negligence) for any injury, loss, or damage arising from:
    • (a) any technical difficulties or equipment malfunction (whether or not under the Promoter's control);
    • (b) any theft, unauthorized access, or third-party interference;
    • (c) any claim that is late, lost, altered, damaged, or misdirected due to reasons beyond the reasonable control of the Promoter;
    • (d) any variation in offer value to that stated in these Terms and Conditions;
    • (e) any tax liability incurred by an Eligible Customer; or
    • (f) the use of an offer.
Last updated: 23rd July 2026
Whatever wealthy you want
AMP Rewards and this website are administered by Citrus Innovations Pty Ltd ABN 25 667 285 654 (Citro), a member of the AMP Limited group of companies (AMP). Citro operates AMP Rewards and this website independently of other AMP group companies, including N.M. Superannuation Proprietary Limited. Information on the AMP Rewards app or this website is provided by Citro only. You may receive communications from other AMP group companies promoting AMP Rewards.
The AMP Rewards app and website contain general information only. No content is intended to be a recommendation or statement influencing your decisions in relation to financial products, and your personal financial circumstances have not been taken into account. You should consider independently whether to join and use features of AMP Rewards, including seeking financial or taxation advice if choosing to redeem cashback to your superannuation fund where this feature is available.
Citro Acknowledges the Traditional Custodians of lands, waters and communities throughout Australia. We pay our respects to the traditions, ancient protocols, and cultural practices of Aboriginal and Torres Strait Islander Peoples, who have lived and cared for country. We extend that same respect and recognition to the Elders of this land, both past and present.